Registered User

• #thirteen

There can be an appealing connect here- though it is Uk situated thus unsure if it’s relevant to Ireland but it is you’ll banking institutions can get follow a comparable strategy

generally, I might keeps imagine any bank create look for anyone just coming of case of bankruptcy due to the fact a high chance therefore the precise causes regarding personal bankruptcy is also crucial.

Joined Affiliate

• #14

We were released during the her latest blog , while having gone to this point arguing which includes of our debtors over the standing of one’s ICB records which were wrong. This is the output of one’s applications:

BOI – Willing to provide but requested me to wait six-nine weeks adopting the area stuff to your the ICB declaration was designated as ‘Written Off’ or ‘Complete’ AIB – 1 declined application since the ICB statement had a line which have ‘Account into the Dispute’ because ISI had not paid off said collector their bonus just after 2 years off investing an IPO. next app filed last night

Keeps your released on how some thing go. I been a card union account from the 3 months placing a beneficial few bob inside each week very they will be the following stop. I’ve ten% put so can be including looking for one of the greatest ‘exceptions’ towards the 20% deposit. BOI have been prepared to give us one according to all of our generating although rawness of the ICB statement try the issue

Registered Affiliate

• #15

As i expected nyc ICB declaration back particular days back just after release inside I got a lot of frustrating calls so you’re able to make and you may letters to get taken to my dos loan providers due to the fact absolutely nothing is corrected on my report. But in the end I got they sorted and you can asked letters from research that i in the morning no longer responsible for people loans courtesy them. Each other account have now good W (authored out-of) in it and you will treatment time out-of mid 2018.

We have in the last couple of months went on the my regional credit connection asking throughout the home financing and its an asset loan they actually do with a high interest and you will maximum identity regarding 15 years. Its already been an extended procedure and not actually yes at this part when it will also happens. Every time I go during the on the called for papers they look having something else. We now have to go to to have my spouse doing his 6 times probationary months in his the fresh new a career that we trust is actually important processes.

The audience is rescuing together since start of this current year sufficient reason for whatever you conserve and you will spend during the lease (as part of my bankruptcy is actually vacating house) i have plenty of to fund a home loan cost per day.

Can you recommend me personally up to now for me and you can my personal lover strategy Lender Away from Ireland and you may AIB and see what they state.

Registered Associate

• #sixteen

When i questioned nyc ICB report straight back specific months in the past immediately after discharge in the I’d many frustrating phone calls so you’re able to make and letters to-be sent to my 2 creditors because nothing had been fixed to my statement. However in the conclusion I had it arranged and you will requested characters of evidence that we have always been no further liable for people personal debt through all of them. Both account have now good W (authored away from) to them and removing big date of middle 2018.

I have during the last month or two went towards my regional credit connection asking from the a mortgage as well as an asset loan they are doing with high interest and limitation term out of fifteen years. Their been a long process rather than actually sure at this part in the event it might happen. Everytime I go from inside the with the necessary documentation they look to possess something different. There is to attend for my partner to complete his 6 day probationary months in the this new a job that we believe was fundamental process.