Eventually, I went with SoFi, who on time enacted me personally out to a great servicer, and that i never interacted that have SoFi once again (and work out me ponder in the event the same task will have happened which have DRB), and that i repaid the mortgage but a few weeks ago

I’m to buy a house next year, very considering cautiously about DTI (and you can because of the all the way down speed. ), I thought i’d pick the 7 seasons. I will not carry that it loan so you can term. We propose to re also-refi having SoFi the following year to discover the $five-hundred, and then possibly do so again which have Serious due to their $500 just before in the end paying the mortgage.

I had so you’re able to email CommonBond provider to switch my personal application out-of 5 to help you 7 year, however, which was easy and quick, also along side weekend. We uploaded dos pay stubs and you will incentives files very easily. Had to current email address them percentage details. As well as requested him or her in the adding https://paydayloanmaryland.org/cities/clinton/ a great cosigner to lessen the speed, however, I believe just SoFi do you to definitely.

I do believe I experienced equivalent borrowing for you (not equally as an excellent) and you can decent money/costs proportion

So, that’s where I am now. I will enhance because the something improvements. Hopefully this will help obtain the keyword out you to also a good Boglehead just who significantly LBYMs isn’t secured a low education loan refi costs.

Two years ago once i performed that it, I managed to get contained in this in the 0.5% of the stated low prices. At that time, just DRB and you can SoFi have been offering this service to people in the my personal town/away from my colleges. Continue reading « Re: My personal education loan refi feel (SoFi, Serious, CommonBond) »