Joined Member

• #13

There is certainly an interesting connect right here- although it are United kingdom founded so not sure in case it is connected to Ireland however it is you can easily banks get adopt a similar method

as a whole, I might keeps consider one bank would see people only coming out-of bankruptcy proceeding given that increased chance plus the particular causes for that personal bankruptcy may be essential.

Entered Associate

• #14

We had been released during the , as well as have visited this time arguing with of one’s debtors along side condition of our own ICB reports that happen to be incorrect. Here is the efficiency of one’s applications:

BOI – Willing to lend however, asked me to waiting six-9 days following the point things toward all of our ICB statement had been marked because the ‘Written Off’ otherwise ‘Complete’ AIB – 1 refuted app because the our very own ICB report had a line having ‘Account for the Dispute’ just like the ISI hadn’t repaid said collector the dividend after couple of years off spending an IPO. next software registered yesterday

Will keep your posted about how exactly things wade. I already been a credit partnership account on the 90 days putting an effective pair bob when you look at the weekly thus they’ll be next stop. I have 10% deposit so can be including in search of among famous ‘exceptions’ to the 20% deposit. BOI was happy to provide us with one based on all of our making nevertheless the rawness of your ICB statement try the problem

Registered Member

• #fifteen

As i expected nyc ICB report straight back certain weeks in the past after discharge when you look at the I got alot of frustrating calls to build and you will characters are delivered to my personal dos loan providers while the little ended up being corrected back at my declaration. But in the conclusion I had they sorted and you will asked characters off evidence which i bad credit installment loans Tennessee was don’t liable for one loans owing to all of them. Both membership have a W (created away from) to them and you may reduction go out of mid 2018.

You will find during the last month or two ran to your my local borrowing connection inquiring in the a mortgage and its own a valuable asset mortgage they actually do with a high interest and you can restrict label away from fifteen years. The come an extended techniques rather than even sure at that part if it may also happens. Each and every time I-go inside the towards the required documentation they look to own something different. We’ve to go to having my wife accomplish their six few days probationary several months in his brand new work which i believe are important techniques.

We are rescuing using them while the start of this season sufficient reason for what we should save and you can spend from inside the rent (included in my case of bankruptcy is vacating home) i’ve ample to cover a mortgage installment each week.

Can you indicates me personally at this point for myself and you may my companion means Lender Out of Ireland and you can AIB and see whatever they say.

Entered Representative

• #sixteen

When i questioned ny ICB declaration back some days in the past just after launch in the I got a lot of frustrating calls so you can make and you can letters to get sent to my personal 2 financial institutions due to the fact little had been rectified back at my statement. In the finish I’d they arranged and expected characters of evidence which i have always been no more liable for any debt courtesy them. Each other levels have a great W (written regarding) in it and you can reduction big date out of mid 2018.

I have over the last several months ran into the my personal regional credit commitment asking in the home financing and its an asset mortgage they are doing with a high rate of interest and you can restrict title from fifteen years. Their been a long procedure rather than actually sure at this section when it may also happen. Each and every time I-go when you look at the towards the called for files they look to own something else entirely. There is to attend to own my partner to complete his 6 month probationary period in the the newest a position that we faith is actually basic procedure.